Programs

Brigid Ryan joined MHIC in August 2023 with broad experience in real estate finance, affordable housing and community development, and energy and climate policy. Prior to MHIC, she was Vice President with the Community Development Finance team at Silicon Valley Bank.

Naomi Baruch leads underwriting and closings on behalf of MHIC with 15 years of experience working directly for CDEs. Her previous roles included underwriting NMTC transactions, origination, closing, asset management, compliance, managing deal portfolios, and preparing statistics for CDFI NMTC Applications.

Tom Beard joined MHIC in July 2023 with considerable affordable housing and community development lending experience. Prior to MIHC, Tom held lending positions with The Property & Casualty Initiative, Eastern Bank, Nonprofit Finance Fund and Mass Housing Partnership. 

Carrie joined MHIC in May 2021. She is responsible for underwriting loan and equity products across MHIC’s various lending and investment entities. Prior to joining MHIC, Carrie worked at the Massachusetts Department of Housing and Community Development where she was responsible for underwriting and managing loan closings for LIHTC and other affordable housing projects. Prior to her work at DHCD, Carrie held various roles at non-profit community development corporations in Boston and as a project manager at the New York City Housing Development Corporation.